A less than perfect house can become a dream home through HUD's "buy and repair" loan program, with no delay in sales.

HUD Homes, like the majority of property re-sales, require some level of repair.

FHA's Streamlined 203k program allows the buyer to finance both the purchase and the cost of minor repairs and/or upgrades through a single mortgage. From $1 up to $35,000 can be included into the mortgage to improve or upgrade a HUD home purchase.

Homebuyers identify their repair needs, which may include: New carpet; Interior and exterior paint; New appliances; Kitchen or bathroom remodel; Exterior landscaping and other minor improvements.

A realtor will be able to answer specific questions about the Streamline 203k program. To find out more, visit HUD's website at www.hud.gov/offices/hsg/sfh/203k/203kslrp.cfm